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Data last verified: August 2026EV Hub — Charging, Install & Ownership (2026)
Direct answer
In 2026 an EV is compelling because electricity is cheaper than gas per mile, not because of a federal tax credit — the 30D/25E purchase credits expired Sept 30, 2025 and the 30C home-charger credit expired June 30, 2026. Use the tools below to compare charging cost vs gas, estimate a home charger install, and see the 5-year total cost of owning an EV versus a gasoline car.
Tools
EV Charging Cost Calculator
Compare annual home-charging cost vs gas for the same miles, using your state electricity rate.
Open →Home Charger Install Cost
Estimate Level 2 charger install cost from panel-upgrade need, wiring distance, and local labor rate.
Open →EV vs Gas — 5-Year Ownership
Compare 5-year TCO: purchase (no federal credit), energy, maintenance, and insurance.
Open →2026 EV policy reality
| Incentive | Status (2026) | What it means |
|---|---|---|
| Federal 30D (used EV) / 25E (new EV) | EXPIRED 9/30/2025 | No federal purchase credit |
| Federal 30C (home charger) | EXPIRED 6/30/2026 | No federal charger credit |
| State EV rebates | Varies | A few states still offer them |
| Utility charging rebates | Often available | Ask your utility |
Disclaimer: All figures are estimates for planning only — not a quote, tax, or financial advice. Incentive availability changes; verify with your state and utility before purchasing.
Data sources & methodology
- U.S. EIAResidential electricity rates and gasoline prices by state (2026).
- EPAEV efficiency (mi/kWh) and gasoline MPG comparison basis.
- U.S. DOEEV vs gas maintenance cost differentials.
- One Big Beautiful Bill Act (2025)Ended federal 30D/25E EV credits Sept 30, 2025; 30C charger credit ended June 30, 2026.
Methodology and citations are maintained by the PVFig editorial team. Where an official schedule is not yet loaded, results are shown as model estimates and the source is stated as a reference.